Aspasia prepares insurance claims for regulated decision.
Arrange a ConsultationIntake
FNOL, consent, evidence, correspondence, and source material assembled before the adjuster is engaged.
Guided first notice of loss
Hi, I'd like to report a road accident.
Aspasia
I'm sorry to hear that. I'll get you through this as quickly as possible.
First — when and where did the accident happen?
This morning around 8am on the M50 northbound, near junction 7 in Dublin.
Aspasia
Got it — M50 northbound, junction 7, today at 08:00.
Can you describe what happened?
The car behind me failed to brake and hit my rear bumper. One other vehicle involved.
Aspasia
Understood — rear-end collision, one third party. Any injuries? And can you give me the other driver's registration?
No injuries, thankfully. The other reg was 192-C-45210.
Aspasia
Claim CLM-00412 is now open and our AI assessment is underway. You'll receive a reference by SMS shortly. Please send photos of the damage when you can.
Claim
CLM-00412
Incident
M50 J7 · 08:00
Type
Rear collision
Third party
192-C-45210
Reasoning layer
Facts, citations, confidence, and exceptions are exposed before any material recommendation reaches review.
CLM-00412 / Motor collision
Coverage
Eligible
Comprehensive motor cover active on loss date.
96%
Liability
Third party at fault
Impact position and statement chronology align.
88%
Damage
Repairable
Estimate within authorised repair threshold.
91%
Fraud
No material signal
No prior pattern, ring match, or timing anomaly.
94%
Recommendation basis
Approve repair settlement.
The file supports coverage, liability, repair route, and reserve position. Exceptions are surfaced for adjuster review before authority is exercised.
Exceptions
Excess applied: GBP 250
Parts pricing requires supplier confirmation
Adjuster approval remains authority of record
Five connected capabilities turn fragmented claim activity into an explainable file ready for regulated review.
Built for
Insurers
Decision-ready claims for direct insurance portfolios, with regulated adjusters remaining the authority of record.
MGAs & TPAs
Claims preparation within delegated authority rules, reporting obligations, and escalation limits.
Brokers
A premium client-facing claims layer for intake, evidence gathering, insurer liaison, and portfolio visibility.